In an ever changing economic environment, increased responsibility and accountability becomes more important for professionals to make sure you and your company are providing the correct advice. Therefore you need to make sure you are protected against legal liability, threat of litigation and potential damage to your reputation.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance provides cover for potential threats such as alleged negligence or breach of duty arising from an act, error or omission in the performance of the professional services that you may provide. A Professional Indemnity policy provides protection for you and your assets against claims for financial loss, injury or damage to you and your business up to the sums insured in your policy schedule. The limits that you may need to consider range from $1,000,000 up to $20,000,000 in cover.

Who should consider Professional Indemnity Insurance?

A Professional Indemnity policy is designed for anyone who gives advice and/or services of a skillful level, according to an established discipline, to another person or business.

Professions that may require this cover include (but not limited to):

  • Accountants
  • Advertising Agencies & Services
  • Architects
  • Biologists
  • Building Designers
  • Burglar Alarm Installers
  • Business Coaches
  • Career Advisory Services
  • Construction Management
  • Design Water/Wastewater
  • Draftspersons & Tech Drawing
  • Electrical Design Services
  • Engineers
  • Environmental Consultants
  • Fire Protection Consultants
  • Food Inspectors
  • Graphic Designers
  • Health and Safety Consultants
  • Heating & Air Conditioning Consultants
  • Human Resource Consultants
  • Hydraulics Engineers
  • Interior Designers
  • Irrigation Consultants
  • IT Consultants
  • Land Surveyors
  • Loss Adjusters
  • Management Consultants
  • Microbiologists
  • Migration Agents
  • Photographers
  • Pool Safety Inspections
  • Pressure Vessel Inspections
  • Project Management
  • Property Title Searchers
  • Quality Control Advisors
  • Quantity Surveyors
  • Real Estate Agents
  • Recruitment Agencies & Consultants
  • Registered Training Organisations
  • Relocation Agencies
  • Risk Management Consultants
  • Safety Engineers
  • Sewerage Consultants
  • Technical Writers
  • Telecommunications Engineers
  • Town and Country Planning
  • Traffic Surveys
  • Traffic Planning/Management
  • Translators
  • Water Conservation Advisors
  • Workplace Assessors
  • Wool Brokers and Classification
  • Zoologists

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